How to Properly Dispute Bank Values Much more frequently than in the past, property valuations completed by lenders are being returned with figures higher than “fair market value”. It is then the responsibility of offices like ours to submit documentation that proves that the bank-determined value is too high. The…
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Why Your College Student Needs their Own Health Care Documents
Feb 20, 2013
When your child leaves for college and is over the age of 18, in your eyes, your child is your child; however, in the eyes of the law, they are legally adults. Before he/she goes off to college, we strongly recommend three important documents that enable you to communicate with…
Mortgage Delinquencies Jump After Sandy
Jan 18, 2013
As homeowners try to rebuild life after Sandy, they are finding it difficult to make mortgage payments. As posted by Bloomberg.com, mortgage delinquencies saw a huge jump in areas hit hardest by Hurricane Sandy. As reported by Lender Processing Services Inc, delinquencies surged 15.4 percent in Connecticut, 15.2 percent…
Estate Planning in 2013 Under the New Tax Laws
Jan 11, 2013
We certainly rang in the New Year with some political excitement, as last-minute negotiations attempted to avert sending the nation over the so called “fiscal cliff.” January 1, 2013, saw retroactive legislation pass the U.S. Senate, and then, of course, the House of Representatives. For the last decade we, Estate…
Mortgage debt relief law extended through 2013
Jan 09, 2013
On Tuesday January 2nd, 2013, Congress approved the budget which included extending the Mortgage Forgiveness Debt Relief Act through December 31, 2013. Prior to 2007, if a homeowner were to “short sale” their principal residence for less than they owed on the mortgage, they would be require to pay income…
Your Essential End Of The Year Financial and Estate Check List
Dec 13, 2012
It is that time of year again! Just like your annual check up at the doctor, everyone needs a financial and legal checkup now and then to address changing circumstances, such as law changes, divorce, children reaching maturity, new grandchildren, unexpected long term care costs, and, unfortunately, death. Our End…
Congrats John and Chris on “Awesome Attorney 2012” Awards
Dec 12, 2012
Congrats John and Chris on “Awesome Attorney 2012” Awards It is with great honor to announce for the fifth consecutive year Rothamel Bratton partners have been named Awesome Attorney by South Jersey Magazine. Partners John Rothamel and Charles Bratton, were among the selected 185 attorneys in the South Jersey…
Estate Planning Attorney vs. Internet Software Companies
Dec 05, 2012
Have you ever asked yourself the question, “what does an Estate Planning Attorney do that an Internet Software Company (like Legal Zoom) can’t do? With advertisements like a $69 will, it is a good question! However, if it seems to good to be true, it probably is. Follow the link…
3rd Annual Golf Outing another Success
Nov 26, 2012
The numbers are finally in and it is with great gratitude that we thank all of our sponsors and supporters who helped make our 3rd annual golf outing another success! Last week Rothamel Bratton was able to present David Akers Kicks for Kids Foundation with a check for $8700. The…
Important End of Year Letter to Our Clients
Nov 13, 2012
A Once in a Lifetime Opportunity Exists Through Year End! Are You Prepared to Capture This Opportunity? Dear Clients: I, (Charles Bratton, Rothamel Bratton Estate Planning Attorney), write this letter on the eve of President Obama’s re-election and the potential continuing gridlock between the House of Representatives and the Senate. …