We are one month away from National Healthcare Decisions Day! National Healthcare Decisions Day exists to educate the public & medical providers about the importance of planning as it relates to health care decision making. It encourages people to express their wishes regarding healthcare and for providers and facilities to…
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Looking for a Great Real Estate Deal? Consider Foreclosure Properties in South Jersey
Mar 03, 2015
Even though the South Jersey real estate market looks and feels like it’s bouncing back (and it is!) you might be shocked to learn that there are still a million foreclosures on the market in the US and 8.1 million people are underwater on their homes. You might be even…
Rothamel Bratton Salutes Social Workers in March 2015
Mar 02, 2015
The National Association of Social Workers is celebrating its 60th year celebrating the nation’s unsung heroes: social workers who work hard daily to make an important difference in the lives of millions of people throughout the United States. At Rothamel Bratton, we honor and sincerely thank the scores of social…
Short Sales: How To Get Started
Feb 24, 2015
A short sale provides a peace-of-mind alternative to struggling homeowners who want to avoid foreclosure but cannot sell their homes for what is owed on their mortgages. For example, if a homeowner owes $200,000 on his mortgage and has fallen behind on payments due to a financial hardship, they will…
How Do You Know It’s Time to Create a Life Care Plan?
Feb 18, 2015
Very few people want to even think about end-of-life planning, much less actually begin the process. However, the simple answer to “when to begin” is now. This is true for a few reasons: anything can happen when you aren’t ready for it, beginning the discussion now while everyone is of…
VA Proposes New Rules that Would Have Major Impacts For Needs-based Pension Program
Feb 13, 2015
On January 23, 2015, the Department of Veteran Affairs proposed rules that would have a major impact on requirements for needs-based pension programs. These rules, as proposed, would establish a three year look-back for asset transfers, a clear net worth limit tied to the Community Spouse Resource Allowance for Medicaid,…
Do you Need a Lawyer to Help You Apply for Medicaid?
Feb 11, 2015
Do You Need a Lawyer to Help You Apply for Medicaid? The reality in the United States is this: a sizable percentage of people will eventually need some form of long term care. The cost of nursing home care is, at times, out of reach financially for anyone but those…
What is a Miller Trust?
Feb 04, 2015
Miller Trusts, also known as QITs (Qualified Income Trusts), provide an important and much-needed solution for people who want to apply for Medicaid, but can’t get approved because they earn too much income. A Miller Trust may allow those individuals to get the care that they need without worrying about…
Do You Have a Living Will? Don’t Expect Your Doctor to Ask You; Be Your Own Advocate
Jan 19, 2015
As we near the end of our lives, communication with our doctors becomes more and more important. Most seniors will, at some point, receive emergency medical care at a hospital, likely from physicians who do not personally know them. Being treated by strangers becomes a problem because patients in need…
Do You Need an Elder Law Attorney?
Jan 19, 2015
It’s a good question, especially because the term “elder law” leads someone to believe that an attorney who specializes in this field deals only with senior citizens. Not true. An elder law attorney understands that there are many issues that impact our lives as we age; those issues can have…