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What are the Differences between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy? 
While you should always contact one of Rothamel Bratton’s experienced Bankruptcy Attorneys  regarding your individual situation, we’ll use this article to describe the main differences between Chapter 7 and Chapter 13 bankruptcies.

Elder Law – Long Term Care Plan

At Rothamel Bratton, our elder law lawyers understand; developing a long term care plan is one of those necessary evils (kind of like going to the dentist.)  It’s not something you look forward to doing; however, to motivate you, consider that the cost of one year of nursing home care, in a private room, hovers around $107,000 in the Philadelphia area.  Our South Jersey, Philadelphia, and Lawrenceville  clients find that having a long term care plan in place helps them and their loved ones to feel more relaxed, knowing they are financially secure and won’t be devastated by long term care costs.  In the below article learn the three main ways to pay for long term care and where to get help.


Why It Is Important To Hire An Experience Short Sale Attorney

The current real estate market is unlike any we have ever seen. Real estate values endured a roller coaster ride during the past decade, leaving many homeowners currently owing more than their home is worth. This trend, coupled with the global economic crisis has created an unprecedented volume of properties in Foreclosure, leaving homeowners asking what options exist. For most, short sale is the most attractive option and Rothamel Bratton, LLC has developed expertise navigating through the incredibly cumbersome process. Read the article above to learn the two main reasons two hire an experienced short sale attorney and what a short sale process is.


What If I Die Without A Will

As estate planning attorneys, the thought of someone dying without a will, makes us cringe.  Why?  If you die without a will, you completely lose control.  There are three main purposes for a having a will and each and every person, age 18 or older, needs his or her own will.  No exceptions. Click the article above to read the three purposes and what happens if you die without a will.


How Long Will Bankruptcy Stay On My Record?

At Rothamel Bratton our bankruptcy attorneys understand that you are concerned about how long a bankruptcy filing and discharge may stay on your record.  We’ll address this legitimate concern in the following article in three parts.  First, we’ll provide the bottom line answer as to how long bankruptcy stays on your credit report; second, we’ll discuss what your credit report, likely, looks like now; and, three, we’ll explain how you can rebuild your credit after bankruptcy.


Protect What’s Important

Two of the most important matters facing clients today involve real estate and estate planning matters. Today’s economy makes it more important than ever to understand these complex aspects of the law in order protect your assets and loved ones.  Partners John Rothamel and Charles Bratton sit down with South Jersey Magazine to answer the commonly asked questions in these fields.


Your Essential End of Year Financial and Estate Check List

Just like your annual check up at the doctor, everyone needs a financial and legal checkup now and then to address changing circumstances, such as law changes, divorce, children reaching maturity, new grandchildren, unexpected long term care costs, and, unfortunately, death. Click the link below for Rothamel Bratton’s quick “check list guide”


Bankruptcy-Taking Charge of Your Financial Future

We often hear from our clients that the barrier to filing for bankruptcy is the notion that filing for bankruptcy is like raising the white flag of surrender. However, filing for bankruptcy actually means you are taking the bold step to take charge of your debt problems and doing something to stop it. Click the article below and read how bankruptcy can help take charge of your financial future.


 



FOCUSED EXPERTISE
Our attorneys concentrate in specific areas, we are not generalists. We have diverse backgrounds that include the representation of thousands of homeowners purchasing and selling homes, tax planning, elder law, asset preservation, disability planning, representing small to large corporations, bankruptcy, business, real estate and estate litigation.

INNOVATIVE THINKING
We are committed to serving our clients as their family attorney and as business partners. We treat your matter as if it were our own. We feel strongly about our partnership with our clients. Our lack of billable hour requirements or the massive overhead of larger law firms allows us to work in a more efficient, unique and practical fashion.

UNPRECEDENTED SERVICE
We offer and provide prompt and concise counsel to our clients, large firm services at small firm rates, and dedication to to the success of our clients. These Core Values are the foundation of Rothamel Bratton LLC.
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